The fairest way to compare Mocha and Dyad is on one concrete job: building a small business web app where staff or clients log in, update records, and only see the data they are supposed to see. That job matters because the two tools diverge at the infrastructure layer, not the demo layer: Mocha tried to make app creation hosted and prompt-first, while Dyad is a local, developer-run code generator that assumes you can wire the stack yourself.
This use case exposes the failure modes that actually matter. A business app stops being impressive the moment auth, permissions, migrations, or bug-fix costs become fragile, and those are exactly the areas where a shutdown platform or a code-heavy local tool can become expensive in different ways.